Your relationship manager will need copies of the following exhibits in connection with your loan submission:

Small business loans under $25,000:

• Small Business Credit Application
  • Apply Online
  • Print & Mail

Small business loans $25,000 - $75,000:
All items listed below must be completed & submitted together.

• Business Financial statements - 1 year
• Small Business Credit Application
  • Print & Mail

Small business loans over $75,000:
All items listed below must be completed & submitted together.

• Personal financial statement - currently dated
• Personal Federal income tax returns - 2 years
• Business financial statements - 2 years
• Small Business Credit Application
  • Print & Mail

Commercial Real Estate:
All items listed below must be completed & submitted together.

• Business financial statements - 2 years if over $75,000, 1 year if under $75,000
• Personal financial statement - 2 years if over $75,000, 1 year if under $75,000
• Purchase contract
• Property description
• Copy of leases if investment property
• Annual income and expenses of property - Three years historical, one year projected. Complete the Annual Income and Expense Statement form (requires MS Excel);
• Amortization Schedule - to help you determine your monthly mortgage payment. Enter loan amount, interest rate and amortization in years using the Loan Payment Amortization calculator.
• Small Business Credit Application
  • Print & Mail