First Niagara | Small Business Banking

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Call us at 1-800-421-0004
TTY 1-716-625-7583
Mon-Fri 7am-8pm
Sat-Sun 9am-4pm
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» Security Awareness

First Niagara will never request a customer's personal information through e-mail or provide links within an e-mail to update their information.Learn how to better protect yourself from:

Remember to check your credit report at least once a year.

Lending Products

We offer comprehensive financing options that enable you to take your business to the next level, from commercial mortgages and construction loans to business loans, lines of credit, and lease financing.

Lines of Credit

Revolving credit lines, with check access and overdraft protection on your checking account.

Term Loans

We offer competitive rates and flexible terms; borrow for equipment, machinery or construction.

Equipment Lease Financing

Gain a competitive edge by leasing new equipment to take advantage of the latest technology.

SBA Guaranteed Loans

To help small businesses get started or get ahead, we offer a complete array of guaranteed loans from the U.S. Small Business Administration.

Business MasterCard®

For office expenses, travel or other business needs.

Typical Loan Request Submission Documents

Documents you will need to provide in connection with your loan application.