At First Niagara Risk Management, Inc., we believe that success is defined by much more than providing quality insurance programs. It is achieved by adhering to business philosophies that are supported soundly by experience, professionalism, accountability and leadership. In our view, a successful insurance agent attracts and retains clients by leading the way, not by following the crowd.

Although First Niagara Risk Management is a large firm, it's our industry leadership — not our size — that sets us apart. We have achieved and maintained this premier position by consistently responding to our clients' needs. We know what matters: integrity, industry insight, resourcefulness and knowledge. First Niagara Risk Management is in business to build long-term customer relationships.

Our success is evident by our agency's growth and the caliber of our staff. In the past ten years, we have acquired several agencies that have added significantly to our depth of services; from basic insurance programs to specialty risk management programs. Through this series of dynamic corporate additions, we have also increased our ranks with quintessential professionals who service commercial firms and personal clients across the United States.

Professional alliances also add dimension to our agency. We are a partner with Intersure, a network of outstanding insurance agents. Through this association, we are able to augment our services with an even broader range of insurance products and professionals to call upon in extremely complex situations.

The true strength of First Niagara Risk Management lies in the talent and dedication of each individual. The skills and professionalism of our management, producers and support staff translate directly into unparalleled service. At First Niagara Risk Management, the cornerstone of our business is in meeting your risk management needs and exceeding your expectations.

Insurance products are not deposits, are not insured by the FDIC or any Federal government agency and are not obligations of or guaranteed by First Niagara Bank or any other member of the First Niagara Financial Group. The obtaining of insurance through any member of the First Niagara Financial Group will not have any bearing on any existing or future transaction or relationship with First Niagara Bank or any other member of the First Niagara Financial Group. Members of the First Niagara Financial Group do not offer tax advice. Please consult a tax advisor.