First Niagara | Small Business Banking

Deposit Products

We offer a complete line of business deposit solutions to help you manage your daily cash flow and build your assets.

You can quickly compare our checking accounts to find the account that's best for you.

	Free Business Checking	BusinessWi$e Checking
No Minimum Combined Balance Requirement		$2,000
No Monthly Maintenance Fee		Low fee if below minimum
Free First Niagara ATM Access
Free Debit/ATM Card
Free Online Banking
Free Bill Pay Service
Free Telephone Banking
Free Check Imaging with E-Statement
Access To Over 150 ATMs
Combined Statement Option
Overdraft Protection	up to $10,000	up to $25,000
Additional Package Information	» Learn More	» Learn More

Low cost solution for start-ups, non-for-profits or businesses with a low monthly transaction volume, including 300 free transactions per month.

Simple, affordable solution for mid-size businesses, including 500 free transactions per month.

Money Market Savings

Minimum balance requirement only $500. Initial interest rate guaranteed for 3 months. Debit card option for easy access.

MasterMoney™ Business Debit/ATM Card

Track your business expenses easily by using your debit card and your itemized monthly statement.

Certificates of Deposit (CDs)

Flexible terms and competitive interest rates.

Interest on Lawyers Account (IOLA)

Lease Security Deposit Account