First Niagara | Personal Banking | Mortgages | SONYMA (State of New York Mortgage Agency)

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If you are having difficulty making your payments, call 1-800-421-0004 and ask for our Home Retention Specialist.
Or, for confidential assistance contact the Consumer Credit Counseling Service of Buffalo, Inc. at 1-800-926-9685 or by visiting their website.

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SONYMA (State of New York Mortgage Agency)

SONYMA mortgages are government backed mortgages for first time home buyers in New York State.
Low down payment requirements.
Must be a first time home buyer (except in SONYMA defined target areas). Income and purchase price limits also apply.
SONYMA offers an interest-free Closing Cost Assistance Loan (CCAL).

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.