First Niagara | Personal Banking | Mortgages | SONYMA (State of New York Mortgage Agency)

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SONYMA (State of New York Mortgage Agency)

SONYMA mortgages are government backed mortgages that offer lower interest rates for first time home buyers.
Below market interest rates qualify you for a larger mortgage.
Low down payment requirements
Must be a first time homebuyer (except in SONYMA defined target areas).
SONYMA offers an interest free Closing Cost Assistance Loan (CCAL).

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.