First Niagara | Personal Banking | Mortgages

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» Mortgages

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» Have Questions?

Call us at 1-800-421-0004
TTY 1-716-625-7583
Mon-Fri 7am-8pm
Sat-Sun 9am-4pm
Send us an e-mail

» Payment Difficulties?

If you are having difficulty making your payments, call 1-800-421-0004 and ask for our Home Retention Specialist.
Or, for confidential assistance contact the Consumer Credit Counseling Service of Buffalo, Inc. at 1-800-926-9685 or by visiting their website.

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» Security Awareness

First Niagara will never request a customer's personal information through e-mail or provide links within an e-mail to update their information.Learn how to better protect yourself from:

Remember to check your credit report at least once a year.

Refinance Options

Rate and Term Refinances	Debt Consolidation
Lower your interest rate and/or term. Loan to value up to 95%.	Consolidate credit card and other high interest loans into one low easy payment. Loan to value up to 85%.
Home Improvements	Education Expenses
Use the equity in your home for improvements. Loan to value up to 85%.	Use the equity in your home to fund education costs. Loan to value up to 85%.

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.