First Niagara | Personal Banking | Mortgages

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Call us at 1-800-421-0004
TTY 1-716-625-7583
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» Payment Difficulties?

If you are having difficulty making your payments, call 1-800-421-0004 and ask for our Home Retention Specialist.
Or, for confidential assistance contact the Consumer Credit Counseling Service of Buffalo, Inc. at 1-800-926-9685 or by visiting their website.

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First Niagara will never request a customer's personal information through e-mail or provide links within an e-mail to update their information.Learn how to better protect yourself from:

Remember to check your credit report at least once a year.

Jumbo

Perfect for homes requiring higher loan limits. Jumbo's come in fixed-rate and adjustable rate options. Any loans for owner-occupied purposes that exceed the amounts below require jumbo interest rates.

1 Family	$417,000
2 Family	$533,850
3 Family	$645,300
4 Family	$801,950

These limits were established by secondary market agencies Fannie Mae and Freddie Mac as of 1/2006.

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.