First Niagara | Personal Banking | Mortgages

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» Have Questions?

Call us at 1-800-421-0004
TTY 1-716-625-7583
Mon-Fri 7am-8pm
Sat-Sun 9am-4pm
Send us an e-mail

» Payment Difficulties?

If you are having difficulty making your payments, call 1-800-421-0004 and ask for our Home Retention Specialist.
Or, for confidential assistance contact the Consumer Credit Counseling Service of Buffalo, Inc. at 1-800-926-9685 or by visiting their website.

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» Security Awareness

First Niagara will never request a customer's personal information through e-mail or provide links within an e-mail to update their information.Learn how to better protect yourself from:

Remember to check your credit report at least once a year.

Government Programs

Government backed mortgages feature lower minimum down payment requirements and reduced closing costs.

FHA (Federal Housing Administration) Insured Mortgages	VA (Veterans Administration) Guaranteed Mortgages
Fixed rate. Sellers can pay up to 6 percent of the sale price toward the applicant's closing costs.	Available to eligible veterans and reservists. Zero down payment. Sellers can pay up to 4% of the applicant's pre-paids (VA funding fee, property taxes, insurance, and prepaid interest), plus all closing costs.

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.