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Government Programs

Government backed mortgages feature lower minimum down payment requirements and reduced closing costs.

FHA (Federal Housing Administration)
Insured Mortgages		 VA (Veterans Administration)
Guaranteed Mortgages
  • Fixed rate.
  • Sellers can pay up to 6 percent of the sale price toward the applicant's closing costs.
  • Available to eligible veterans and reservists.
  • Zero down payment.
  • Sellers can pay up to 4% of the applicant's pre-paids (VA funding fee, property taxes, insurance, and prepaid interest), plus all closing costs.

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.