First Niagara | Personal Banking | Mortgages | Conventional Fixed Rate Mortgages

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Call us at 1-800-421-0004
TTY 1-716-625-7583
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» Payment Difficulties?

If you are having difficulty making your payments, call 1-800-421-0004 and ask for our Home Retention Specialist.
Or, for confidential assistance contact the Consumer Credit Counseling Service of Buffalo, Inc. at 1-800-926-9685 or by visiting their website.

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First Niagara will never request a customer's personal information through e-mail or provide links within an e-mail to update their information.Learn how to better protect yourself from:

Remember to check your credit report at least once a year.

Conventional Fixed Rate Mortgages

With our fixed-rate mortgage, your interest rate and payments remain the same for the entire term of the mortgage.

We offer two fixed-rate options:

The traditional monthly mortgage payment.
The bi-weekly payment which requires half the monthly payment every two weeks resulting in an extra monthly payment each year.

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.