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Construction Financing

We can help you build your dream home with one easy loan.

One Closing Maximum Loan-to-Value Builder Approval
  • Provides you with both your construction financing and permanent mortgage
  • Saves you time and money
  • Provides rate security during the construction phase.
  • Borrow up to 95% of the combined value of land and building costs.
  • First Niagara Bank offers quick builder approval at no cost.
Draw Schedule - up to 5 Draws Rate Lock Interest Only Payments During the Construction Phase
  • Flexible draw schedules are available based on the percentage of work completed.
  • First draw can pay for a portion of a land acquisition.
  • Extended Rate Locks available. Call 1-800-421-0004 for details.
  • At the same rate of interest as the permanent mortgage
  • Billed monthly on advanced funds
  • Regular principal and interest payments commence upon completion of interest-only payments

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.

Apply Now