First Niagara | Personal Banking | Mortgages

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» Have Questions?

Call us at 1-800-421-0004
TTY 1-716-625-7583
Mon-Fri 7am-8pm
Sat-Sun 9am-4pm
Send us an e-mail

» Payment Difficulties?

If you are having difficulty making your payments, call 1-800-421-0004 and ask for our Home Retention Specialist.
Or, for confidential assistance contact the Consumer Credit Counseling Service of Buffalo, Inc. at 1-800-926-9685 or by visiting their website.

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» Security Awareness

First Niagara will never request a customer's personal information through e-mail or provide links within an e-mail to update their information.Learn how to better protect yourself from:

Remember to check your credit report at least once a year.

Combo Loans

If your priority is avoiding costly PMI or Jumbo pricing, then our Combo (combination 1st and 2nd mortgage) loan is a great alternative. First Niagara Bank offers a variety of Combo loans to help you avoid PMI with as little as a $0 down payment.

Take out an 80% (of sale price) first mortgage and a second (Combo) mortgage for 10, 15 or 20% (of sale price).

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.