If your priority is avoiding costly PMI or Jumbo pricing, then our Combo (combination 1st and 2nd mortgage) loan is a great alternative. First Niagara Bank offers a variety of Combo loans to help you avoid PMI with as little as a $0 down payment.

Take out an 80% (of sale price) first mortgage and a second (Combo) mortgage for 10, 15 or 20% (of sale price).

For more information, contact a Mortgage Consultant in your area by calling 1-800-421-0004.