» Online Personal Banking
» Mortgages
» Quick Links
» Have Questions?
» Payment Difficulties?
» Calculators
» Branch & ATM Locator
» Security
Mortgages

At First Niagara Bank, we offer a full range of products, competitive interest rates and timely approvals, why go anywhere else? At First Niagara Bank, we'll help you through every step of the mortgage process.

We can make buying a home easier with our pre-qualification. This gives you the peace of mind of knowing how much you can afford before you start house hunting.
Learn More
Our Bi-weekly mortgage can help you save money and own your home sooner!!
Apply Now
Learn More
With our fixed-rate mortgage, your interest rate and payments remain the same for the entire term of the mortgage.
Apply Now
Learn More
ARM's offer lower initial interest rates and payments than a fixed-rate mortgage. Perfect for the borrower that relocates every 3 - 7 years.
Apply Now
Learn More
Perfect for homes requiring higher loan limits. Jumbo's come in fixed-rate and adjustable rate options.
Learn More
Government backed mortgages feature lower minimum down payment requirements and reduced closing costs.
Learn More
SONYMA mortgages are government backed mortgages that offer lower interest rates for first time home buyers.
Learn More
Our Low/Mod Homepride is a special program designed for low-to-moderate income households.
Learn More
We can help you build your dream home with one easy loan.
Apply Now
Learn More
If your priority is avoiding costly PMI or Jumbo pricing ask us about our Combo (combination 1st and 2nd mortgage) loan.
Learn More
Receive approval for a Home Equity Line of Credit (HELOC) at the same time as your mortgage commitment.
Learn More
First Niagara Bank offers refinance options with most products.
Apply Now
Learn More
Properties for sale.
Learn More