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Education Funding Strategies

With the increasing cost of college education, saving ahead of time with tax-advantaged investing options has never been more important. Through our financial services division, we can identify investment strategies that will help you save for your child or grandchild's education.

A Financial Consultant will provide a comprehensive financial review to help determine the best strategies to meet your college education funding goals, taking into account the number of years until your child would enter college, your personal investment risk tolerance, and your family's current financial obligations.

The 529 College Savings Plan allows you to save and invest on a tax-advantaged basis for future educational expenses.
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The Coverdell Education Savings Account is a great way to save for the cost of a child's elementary, secondary and higher education expenses by depositing after-tax funds into the account.
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* Not A Deposit | Not FDIC-Insured | Not Guaranteed By The Bank| Not Insured By Any Government Agency | May Go Down In Value

Securities are offered by and Financial Consultants are registered with UVEST Financial Services, member NASD/SIPC. UVEST is independent of any financial institution. Members of the First Niagara Financial Group, Inc. do not offer tax advice. Please consult a tax advisor.
www.nasd.com www.sipc.com