Our Third-party Administration Department services self-insured clients in the following areas:
Our Workers' Compensation Department presently administers many self-insured Workers' Compensation Programs for counties, municipalities, school districts as well as private employers. We also provide expert investigations of serious Workers' Compensation exposures throughout New York State.
First Niagara Risk Management's Claims Division acts similar to an Insurance Company in that we handle a claim from start to finish. The Claims Division maintains all statistical records, adjusts claims and makes payments in keeping with the Insurance Laws for New York State.
Our management team stresses professionalism. All of our adjusters are required to become fully licensed in all lines and to obtain the Associate in Claims designation. We encourage them to participate in seminars and continuing education. We strongly support their effort to seek our industry's premier professional designation: Chartered Property and Casualty Underwriter (CPCU).
Insurance products are not deposits, are not insured by the FDIC or any Federal government agency and are not obligations of or guaranteed by First Niagara Bank or any other member of the First Niagara Financial Group. The obtaining of insurance through any member of the First Niagara Financial Group will not have any bearing on any existing or future transaction or relationship with First Niagara Bank or any other member of the First Niagara Financial Group. Members of the First Niagara Financial Group do not offer tax advice. Please consult a tax advisor.
