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First Niagara will never request a customer's personal information through e-mail or provide links within an e-mail to update their information.Learn how to better protect yourself from:
Remember to check your credit report at least once a year.
Insurance

First Niagara can provide customers with access to a wide-range of insurance and risk management solutions. From simple issue term insurance to complex coverage for your business, our experienced insurance professionals can help tailor a policy to meet your unique needs. When you choose insurance through First Niagara, you have access to one of the region's premier agencies, First Niagara Risk Management, Inc. Insurance available through First Niagara includes:

Whether you're just married, raising a family, running your own business, or getting ready to retire, we can provide you with the right insurance coverage for your individual situation.
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Protecting your family and property is important in securing your financial future. That's why we offer reliable and reasonable insurance protection tailored to meet your individual needs.
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First Niagara Risk Management, Inc. is a multi-line facility servicing the claim and loss needs of self-insureds and the insurance industry
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* Not A Deposit | Not FDIC-Insured | Not Guaranteed By The Bank| Not Insured By Any Government Agency | May Go Down In Value

Insurance products are available through three independent entities: 1) SBLI USA Mutual Life Insurance Company, Inc., 460 West 34th St., New York, NY 10001; 2) First Niagara Risk Management, Inc. a wholly-owned subsidiary of First Niagara Bank, and 3) UVEST Insurance Agency of MA, Inc.

SBLI USA provides Life insurance. First Niagara Risk Management provides Life, Disability, Auto, and Homeowners insurance. UVEST Insurance Agency of MA provides Life, Disability and Long-Term Care insurance.

Insurance products are not deposits, are not insured by the FDIC or any Federal government agency and are not obligations of or guaranteed by First Niagara Bank or any other member of the First Niagara Financial Group. The obtaining of insurance through any member of the First Niagara Financial Group will not have any bearing on any existing or future transaction or relationship with First Niagara Bank or any other member of the First Niagara Financial Group. Members of the First Niagara Financial Group do not offer tax advice. Please consult a tax advisor.