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Value Checking

Our Value Checking Package is the best value for customers who do not want to maintain a certain balance in their account but also want the benefit of no service charges.

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Benefits
Minimum Balance &
Monthly Maintenance Fee
  • No minimum balance
  • No monthly maintenance fee
MasterMoney Card
  • Free ATM/Debit Card
  • 35¢ for pin-based purchases
  • Just sign for purchases - no fee
More Benefits
  • Combined statement with transactions activity on all of your deposit accounts
Bank Anywhere, Anytime
  • 24/7 ATM and online banking access
  • No fee for First Niagara ATM transactions
  • $1 per transaction for non-First Niagara ATM transactions
What You Need To Open An Account
  • You must be 18 years or older
  • Have a U.S. address
  • Have a Social Security Number
  • Have a valid form of identification. The following are acceptable:
    • A valid (non-expired) State Driver's Licence
    • A State Non-Driver Identification Card
    • Passport
    • Military Identification Card
    • Alien Identification Card
    • All state and federal government-issued identification bearing a signature
    • Sheriff's ID Card (must be within 10 years of issue date)
How to Apply
 
 
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