Our Value Checking Package is the best value for customers who do not want to maintain a certain balance in their account but also want the benefit of no service charges.
Benefits
Minimum Balance &
Monthly Maintenance Fee
- No minimum balance
- No monthly maintenance fee
MasterMoney Card
- Free ATM/Debit Card
- 35¢ for pin-based purchases
- Just sign for purchases - no fee
More Benefits
- Combined statement with transactions activity on all of your deposit accounts
Bank Anywhere, Anytime
- 24/7 ATM and online banking access
- No fee for First Niagara ATM transactions
- $1 per transaction for non-First Niagara ATM transactions
What You Need To Open An Account
- You must be 18 years or older
- Have a U.S. address
- Have a Social Security Number
- Have a valid form of identification. The following are acceptable:
- A valid (non-expired) State Driver's Licence
- A State Non-Driver Identification Card
- Passport
- Military Identification Card
- Alien Identification Card
- All state and federal government-issued identification bearing a signature
- Sheriff's ID Card (must be within 10 years of issue date)
How to Apply