Put your First Niagara Bank accounts to work for you, to earn significant benefits! This package is free to customers who have $50,000 in qualifying combined deposit, loan and investment balances with First Niagara Bank, including checking, savings, CDs, IRAs, mortgages, loans, lines of credit, money market deposit accounts, mutual funds and annuities.
Benefits
Minimum Balance &
Monthly Maintenance Fee
- Minimum combined personal deposit and loan balances of $50,000
- $15 maintenance fee if minimum combined balance is not met
Interest
- Interest on daily balance of $2,500 or more
- Higher interest rates on daily balances of $10,000 or more
First Niagara Debit MasterCard®
- Free ATM/Debit Card
- No fee for pin-based purchases
- Just sign for purchases - no fee
Overdraft Protection Services
More Benefits
- 50% off specialty wallet check printing
- Periodic special CD rate offers & discounts on loans
- Access to Relationship Money Market Savings account with optional daily sweep
- Combined statement with transactions activity on all of your deposit accounts
Bank Anywhere, Anytime
What You Need To Open An Account
- You must be 18 years or older
- Have a U.S. address
- Have a Social Security Number
- Have a valid form of identification. The following are acceptable:
- A valid (non-expired) State Driver's Licence
- A State Non-Driver Identification Card
- Passport
- Military Identification Card
- Alien Identification Card
- All state and federal government-issued identification bearing a signature
- Sheriff's ID Card (must be within 10 years of issue date)
How to Apply
