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First Niagara will never request a customer's personal information through e-mail or provide links within an e-mail to update their information.Learn how to better protect yourself from:
Remember to check your credit report at least once a year.
Relationship Checking

What's your checking priority? No matter what your priority is - we've got Relationship Packages that will work for you. With all of our Relationship Packages, you'll enjoy benefits such as our convenient MasterMoney debit card, free telephone banking and free online banking and bill pay.

  Value Checking Preferred Checking Prestige Checking E-Checking
Open A New Account » Apply Now » Apply Now » Apply Now » Apply Now
No Minimum Combined Balance Requirement Yes $10,000 $50,000 Yes
No Monthly Maintenance Fee Yes $10
if minimum balance is not met		 $15
if minimum balance is not met		 Yes
Free Access to over 130 First Niagara ATMs Yes Yes Yes Yes
Free Foreign ATM Access $1 per transaction Yes Yes Yes
Free Debit Card Transactions $.35 per
pin-based transaction		 Yes Yes Yes
Free Online Banking Yes Yes Yes Yes
Free Bill Pay Service Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes
Free eStatements Yes Yes Yes Yes
Free Check Imaging with eStatements Yes Yes Yes Yes
No Per Check Fee Yes Yes Yes First 5 checks free $.50 Thereafter per check
Overdraft Protection Services Yes Yes Yes Yes
Additional Package Information » Learn More » Learn More » Learn More » Learn More