No need to wait for the mail to reconcile your accounts. All you need is an e-mail address and you can receive your statements as soon as they are ready. eStatements is a FREE service that is available for checking, savings, money market, line of credit and IRA accounts. First Niagara provides the flexibility to enroll in this service for one or all of your accounts.

• Reduce the risk of lost or stolen statements
• Statements are e-mailed the day after your statement cycle ends
• View and save statements right to your computer for easy reference
• Receiving your statements electronically saves paper, printing only the ones you need