First Niagara is thriving and growing profitably. We have ample capital to lend and a full suite of business services to deliver. While no company is completely isolated from the challenges facing our national and global economies, First Niagara is actually stronger today than ever before. We've accomplished this by staying focused on our Upstate New York markets, never straying from our underwriting discipline, and being committed to exceptional personal service.

View a presentation summarizing First Niagara's strength and exceptional performance in spite of the challenges in the financial markets and the economy.

• Performance Summary (pdf)

First Niagara's asset quality, well-capitalized position and performance stack up against our peers. Here's how:

• Peer Analysis

See and hear President & CEO John R. Koelmel explain how First Niagara is succeeding, and helping customers grow their own businesses, in the midst of challenging economic times.

• CNBC's Street Signs on April 7, 2009
• CNBC's Street Signs on March 23, 2009
• CNBC's Street Signs on February 24, 2009
• CNBC's Street Signs on February 2, 2009
• CNBC's Squawk Box on December 24, 2008
• CNBC's Street Signs on November 3, 2008

Our results for the fourth quarter, reported on January 29, illustrate how First Niagara continues to maintain high credit quality, balance sheet strength, and profitability.

Source: SNL.com