Having timely, accurate and easily accessible financial information and transaction data is a vital asset to effectively managing daily operating cash and obtaining the best rate of return on balances.
Internet, browser-based Online Banking System and Services features:
- Customer-level administration for setting users functions with the highest financial industry security available
- Streamlined account balancing and history access
- Online check images for research and easy viewing or printing
- Internal account transfers with no amount restrictions; stop payments; secure messaging; custom file searches
- Accounting tools for current day and prior day balancing; provides report writer for user-defined, custom accounting reports
- User-selected download files of account information for easy export
- Online Positive Pay services with easy upload of check issued files for daily identification of exception items
Online Wire Transfers through Internet Banking system:
- Real-time details available for incoming wires
- Secure, real time initiation of outgoing wire transfers
- Individualized user authorization & security levels
- Dual authorizations available
- Immediate online confirmation with FRB tracking information
- Templates for recurring wire payments or transfers
Full ACH Origination support is available through the Bank's Internet Banking system:
- Easy to use and provides internal controls, reporting, and history
- Direct deposits for payroll
- Disbursements from withholdings
- Remittances of periodic payments
- Collection of payments through pre-authorized debits
Automated Account Reconciliation Services:
- Full and partial reconciliation or Positive Pay with daily reporting
- Easy of use through Internet Banking or email files
- Detailed monthly reconciliations with issued & paid reporting
- Bank balancing of operating accounts and outstanding checks
