Community driven.. Dedicated .. New York State headquartered

Leading the way to more comprehensive financial services for Governments than any other bank!

Not just government banking and depository services, but a full range of financial services, risk management products, and benefits consulting are available through First Niagara Bank and its leading insurance agency.

• Local banking and cash management throughout a 120 branch network
• Government borrowing, investment, and advisory support
• Full lines of government insurance programs
• Employee benefits, consulting, administration and more
• GASB 45 compliance actuarial services

Quality services to local governments, schools districts and other units provided exclusively by a statewide team of dedicated management professionals with over 200 years of combined municipal experience.

The only financial service company of this kind headquartered in New York State, publicly-owned, and operating in Upstate New York.

"We serve and support those who best serve our communities."