• General and Excess Liability
• Commercial Auto
• Umbrella
• Crime
• Employment Practices Liability
• Directors & Officers Liability

• Fiduciary Liability
• Electronic Data Processing
• Errors and Omissions
• Pollution Liability
• Inland Marine
• Ocean Marine

First Niagara Risk Management, Inc. is the largest insurance provider in upstate New York allowing us the ability to negotiate directly with most of the major insurance companies.

We will perform a complete analysis of your company's exposure to loss. Then tailor a program to reduce the exposure.

Insurance products are not deposits, are not insured by the FDIC or any Federal government agency and are not obligations of or guaranteed by First Niagara Bank or any other member of the First Niagara Financial Group. The obtaining of insurance through any member of the First Niagara Financial Group will not have any bearing on any existing or future transaction or relationship with First Niagara Bank or any other member of the First Niagara Financial Group. Members of the First Niagara Financial Group do not offer tax advice. Please consult a tax advisor.