Your relationship manager will need copies of the following exhibits in connection with your loan submission:

Business banking, corporate banking and commercial real estate loans:

• Statement of purpose or business plan to support your loan request
• Personal financial statement - currently dated
• Personal Federal income tax returns - three most recent years
• Business financial statements - three most recent years
• Business income projection - 12 to 24 months projected
• Business & Professional Credit Application

Plus, where commercial real estate is involved (as applicable):

• Purchase contract;
• Real property survey;
• Estimate of construction or renovation costs;
• Plans and specifications;
• Listing of tenants and lease information. Complete the Rent Roll form (requires MS Excel);
• Annual income and expenses of property - Three years historical, one year projected. Complete the Annual Income and Expense Statement form (requires MS Excel);
• Amortization Schedule - to help you determine your monthly mortgage payment. Enter loan amount, interest rate and amortization in years using the Loan Payment Amortization calculator (requires MS Excel).